Terms and Conditions
1. About the Website
1.1. Welcome to www.r15finance.com (the ‘Website’). The Website provides Cryptocurrency Trading tutorials and training (the ‘Services’).
1.2. The Website is operated by R15 Training 1 LIMITED. Access to and use of the Website, or any of its associated Products or Services, is provided by r15finance.com. Please read these terms and conditions (the ‘Terms’) carefully. By using, browsing and/or reading the Website, this signifies that you have read, understood and agree to be bound by the Terms. If you do not agree with the Terms, you must cease usage of the Website, or any of Services, immediately.
1.3. r15fiance.com reserves the right to review and change any of the Terms by updating this page at its sole discretion. When r15fiance.com updates the Terms, it will use reasonable endeavours to provide you with notice of updates to the Terms. Any changes to the Terms take immediate effect from the date of their publication. Before you continue, we recommend you keep a copy of the Terms for your records.
1.4. All information that is provided by R15 Finance is for educational purposes only. R15 Finance and its representatives are not stockbrokers, financial or investment advisors and do not recommend any stocks, bonds, options, CFD’s, futures, currencies or any securities of any kind. Any financial securities that are mentioned throughout the course of training and/or website or other products are cited only for illustrative and educational purposes.
1.5. Investing in financial markets is risky and it is possible to lose money. It is recommended that you seek a professional licensed financial advisor prior to implementing any investment program or financial plan. R15 Finance and its employees, directors, presenters, contributors and representatives do not guarantee any results or investment returns based on the training and information that you receive.
1.6. Past performance is not necessarily indicative of future results.
1.7. We may at times provide links to other websites, companies and services. We are in no way responsible for the content of these sites and they are provided for your information only. Please refer to their websites or companies specific terms and conditions.
1.8. You acknowledge that R15 Finance and its employees and representatives have not promised you in any manner whatsoever that you will earn a profit from your personal investments or decisions based on the training and education provided.
1.9. All material, logos & content is the property of R15 Finance and cannot be used for other purposes without explicit written permission. You agree not to copy, reproduce, publish or otherwise disseminate in whatsoever form or media any of the training materials or information that you will receive in or related to the training, without the written consent of R15 Finance.
2. Acceptance of the Terms
You accept the Terms by remaining on the Website. You may also accept the Terms by clicking to accept or agree to the Terms where this option is made available to you by r15fiance.com in the user interface.
3. Subscription to Use the Services
3.1. In order to access the Services, you must first purchase a subscription through the Website (the ‘Subscription’) and pay the applicable fee for the selected Subscription (the ‘Subscription Fee’).
3.2. In purchasing the Subscription, you acknowledge and agree that it is your responsibility to ensure that the Subscription you elect to purchase is suitable for your use.
3.3. Once you have purchased the Subscription, you will then be required to register for an account through the Website before you can access the Services (the ‘Account’).
3.4. As part of the registration process, or as part of your continued use of the Services, you may be required to provide personal information about yourself (such as identification or contact details), including:
(a) an email address
(b) preferred username
(c) a telephone number
(d) a password
3.5. You warrant that any information you give to r15fiance.com in the course of completing the registration process will always be accurate, correct and up to date.
3.6. Once you have completed the registration process, you will be a registered member of the Website (‘Member’) and agree to be bound by the Terms. As a Member you will be granted immediate access to the Services from the time you have completed the registration process until the subscription period expires (the ‘Subscription Period’).
3.7. You may not use the Services and may not accept the Terms if:
(a) you are not of legal age to form a binding contract with r15fiance.com; or
(b) you are a person barred from receiving the Services under the laws of United Kingdom or other countries including the country in which you are resident or from which you use the Services.
4. Your obligations as a Member
4.1. As a Member, you agree to comply with the following:
(a) you will use the Services only for purposes that are permitted by:
(i) the Terms; and
(ii) any applicable law, regulation or generally accepted practices or guidelines in the relevant jurisdictions;
(b) you have the sole responsibility for protecting the confidentiality of your password and/or email address. Use of your password by any other person may result in the immediate cancellation of the Services;
(c) any use of your registration information by any other person, or third parties, is strictly prohibited. You agree to immediately notify r15fiance.com of any unauthorised use of your password or email address or any breach of security of which you have become aware;
(d) access and use of the Website is limited, non-transferable and allows for the sole use of the Website by you for the purposes of r15finance.com providing the Services;
(e) you will not use the Services or the Website in connection with any commercial endeavours except those that are specifically endorsed or approved by the management of r15finance.com;
(f) you will not use the Services or Website for any illegal and/or unauthorized use which includes collecting email addresses of Members by electronic or other means for the purpose of sending unsolicited email or unauthorized framing of or linking to the Website;
(g) you agree that commercial advertisements, affiliate links, and other forms of solicitation may be removed from the Website without notice and may result in termination of the Services. Appropriate legal action will be taken by r15finance.com for any illegal or unauthorized use of the Website; and
(h) you acknowledge and agree that any automated use of the Website or its Services is prohibited.
5. Payment
5.1. Where the option is given to you, you may make payment of the Subscription Fee by way of:
(a) Credit Card Payment (‘Credit Card’)
(b) Bitcoin transfer (‘Bitcoin’)
5.2. All payments made in the course of your use of the Services are made using Bitcoin transfer, Stripe or Paypal (‘Stripe or Paypal’). In using the Website, the Services or when making any payment in relation to your use of the Services, you warrant that you have read, understood and agree to be bound by the Stripe or Paypal terms and conditions which are available on their website.
5.3. You acknowledge and agree that where a request for the payment of the Subscription Fee is returned or denied, for whatever reason, by your financial institution or is unpaid by you for any other reason, then you are liable for any costs, including banking fees and charges, associated with the Subscription Fee.
5.4. You agree and acknowledge that r15finance.com can vary the Subscription Fee at any time and that the varied Subscription Fee will come into effect following the conclusion of the existing Subscription Period.
All prices displayed by r15finance.com (and associated web links) are in £GBP, in line with our payment processors requirements. You will be billed at the rate converter by your bank in your own currency.
Should you prefer to pay in crypto or another currency, please contact our team to discuss.
6. Refund Policy
r15finance.com do not provide refunds for R15 Finance – Jagir Singh due to the nature of the product.
All sales are final and r15finance.com does not offer any money-back guarantees. You recognise and agree that you shall not be entitled to a refund for any purchase under any circumstances.
By purchasing you agree to stream video content from the website. Attempts to download video content are logged.
7. Copyright and Intellectual Property
7.1. The Website, the Services and all of the related products of r15finance.com are subject to copyright. The material on the Website is protected by copyright under the laws of British Standard Laws and through international treaties. Unless otherwise indicated, all rights (including copyright) in the Services and compilation of the Website (including but not limited to text, graphics, logos, button icons, video images, audio clips, Website, code, scripts, design elements and interactive features) or the Services are owned or controlled for these purposes, and are reserved by r15finance.com or its contributors.
7.2. All trademarks, service marks and trade names are owned, registered and/or licensed by r15finance.com, who grants to you a worldwide, non-exclusive, royalty-free, revocable license whilst you are a Member to:
(a) use the Website pursuant to the Terms;
(b) copy and store the Website and the material contained in the Website in your device’s cache memory; and
(c) print pages from the Website for your own personal and non-commercial use.
TraderCobb.com does not grant you any other rights whatsoever in relation to the Website or the Services. All other rights are expressly reserved by r15finance.com.
7.3. r15finance.com retains all rights, title and interest in and to the Website and all related Services. Nothing you do on or in relation to the Website will transfer any:
(a) business name, trading name, domain name, trademark, industrial design, patent, registered design or copyright, or
(b) a right to use or exploit a business name, trading name, domain name, trademark or industrial design, or
(c) a thing, system or process that is the subject of a patent, registered design or copyright (or an adaptation or modification of such a thing, system or process),
to you.
7.4. You may not, without the prior written permission of r15finance.com and the permission of any other relevant rights owners: broadcast, republish, up-load to a third party, transmit, post, distribute, show or play in public, adapt or change in any way the Services or third party Services for any purpose, unless otherwise provided by these Terms. This prohibition does not extend to materials on the Website which are freely available for re-use or are in the public domain.
8. Privacy
8.1. r15finance.com takes your privacy seriously and any information provided through your use of the Website and/or Services are subject to r15finance.com’s Privacy Policy, which is available on the Website.
9. General Disclaimer
9.1. Nothing in the Terms limits or excludes any guarantees, warranties, representations or conditions implied or imposed by law, including the British Consumer Law (or any liability under them) which by law may not be limited or excluded.
9.2. The Content of this website (together the “Content”) has been prepared by R15 Finance for general information and educational purposes only and is not (and cannot be construed or relied upon as) personal advice nor as an offer to buy/sell/subscribe to any of the financial products mentioned herein. No investment objectives, financial circumstances or needs of any individual have been taken into consideration in the preparation or delivery of the Content.
Financial products are complex, entail risk of loss, may rise and fall, and are impacted by a range of market and economic factors, and you should always obtain professional advice to ensure trading or investing in such products is suitable for your circumstances, and ensure you obtain, read and understand any applicable offer document.
9.3. Subject to this clause, and to the extent permitted by law:
(a) all terms, guarantees, warranties, representations or conditions which are not expressly stated in the Terms are excluded; and
(b) r15finance.com will not be liable for any special, indirect or consequential loss or damage (unless such loss or damage is reasonably foreseeable resulting from our failure to meet an applicable Consumer Guarantee), loss of profit or opportunity, or damage to goodwill arising out of or in connection with the Services or these Terms (including as a result of not being able to use the Services or the late supply of the Services), whether at common law, under contract, tort (including negligence), in equity, pursuant to statute or otherwise.
9.3. Use of the Website and the Services is at your own risk. Everything on the Website and the Services is provided to you “as is” and “as available” without warranty or condition of any kind. None of the affiliates, directors, officers, employees, agents, contributors and licensors of r15finance.com make any express or implied representation or warranty about the Services or any products or Services (including the products or Services of r15finance.com) referred to on the Website. This includes (but is not restricted to) loss or damage you might suffer as a result of any of the following:
(a) failure of performance, error, omission, interruption, deletion, defect, failure to correct defects, delay in operation or transmission, computer virus or other harmful components, loss of data, communication line failure, unlawful third party conduct, or theft, destruction, alteration or unauthorized access to records;
(b) the accuracy, suitability or currency of any information on the Website, the Services, or any of its Services related products (including third party material and advertisements on the Website);
(c) costs incurred as a result of you using the Website, the Services or any of the products of r15finance.com; and
(d) the Services or operation in respect to links which are provided for your convenience.
10. Limitation of liability
10.1. r15finance.com’s total liability arising out of or in connection with the Services or these Terms, however arising, including under contract, tort (including negligence), in equity, under statute or otherwise, will not exceed the resupply of the Services to you.
10.2. You expressly understand and agree that r15finance.com, its affiliates, employees, agents, contributors and licensors shall not be liable to you for any direct, indirect, incidental, special consequential or exemplary damages which may be incurred by you, however caused and under any theory of liability. This shall include, but is not limited to, any loss of profit (whether incurred directly or indirectly), any loss of goodwill or business reputation and any other intangible loss.
11. Termination of Contract
11.1. The Terms will continue to apply until terminated by either you or by r15finance.com as set out below.
11.2. If you want to terminate the Terms, you may do so by:
(a) providing r15finance.com with 30 days’ notice of your intention to terminate; and
(b) closing your accounts for all of the services which you use, where r15finance.com has made this option available to you.
Your notice should be sent, in writing, to r15finance.com via the ‘Contact Us’ link on our homepage.
11.3. r15fiance.com may at any time, terminate the Terms with you if:
(a) you have breached any provision of the Terms or intend to breach any provision;
(b) r15finance.com is required to do so by law;
(c) the provision of the Services to you by r15finance.com is, in the opinion of r15finance.com, no longer commercially viable.
11.4. Subject to local applicable laws, r15finance.com reserves the right to discontinue or cancel your membership at any time and may suspend or deny, in its sole discretion, your access to all or any portion of the Website or the Services without notice if you breach any provision of the Terms or any applicable law or if your conduct impacts r15finance.com’s name or reputation or violates the rights of those of another party.
12. Indemnity
12.1. You agree to indemnify r15finance.com, its affiliates, employees, agents, contributors, third party content providers and licensors from and against:
(a) all actions, suits, claims, demands, liabilities, costs, expenses, loss and damage (including legal fees on a full indemnity basis) incurred, suffered or arising out of or in connection with Your Content;
(b) any direct or indirect consequences of you accessing, using or transacting on the Website or attempt to do so; and/or
(c) any breach of the Terms.
13. Dispute Resolution
13.1. Compulsory:
If a dispute arises out of or relates to the Terms, either party may not commence any Tribunal or Court proceedings in relation to the dispute, unless the following clauses have been complied with (except where urgent interlocutory relief is sought).
13.2. Notice:
A party to the Terms claiming a dispute (‘Dispute’) has arisen under the Terms, must give written notice to the other party detailing the nature of the dispute, the desired outcome and the action required to settle the Dispute.
13.3. Resolution:
On receipt of that notice (‘Notice’) by that other party, the parties to the Terms (‘Parties’) must:
(a) Within 7 days of the Notice endeavor in good faith to resolve the Dispute expeditiously by negotiation or such other means upon which they may mutually agree;
(b) If for any reason whatsoever, 14 days after the date of the Notice, the Dispute has not been resolved, the Parties must either agree upon selection of a mediator or request that an appropriate mediator
(c) The Parties are equally liable for the fees and reasonable expenses of a mediator and the cost of the venue of the mediation and without limiting the foregoing undertake to pay any amounts requested by the mediator as a pre-condition to the mediation commencing. The Parties must each pay their own costs associated with the mediation;
(d) The mediation will be held in England, United Kingdom.
13.4. Confidential
All communications concerning negotiations made by the Parties arising out of and in connection with this dispute resolution clause are confidential and to the extent possible, must be treated as “without prejudice” negotiations for the purpose of applicable laws of evidence.
13.5. Termination of Mediation:
If 60 days have elapsed after the start of a mediation of the Dispute and the Dispute has not been resolved, either Party may ask the mediator to terminate the mediation and the mediator must do so.
14. Venue and Jurisdiction
The Services offered by r15finance.com is intended to be viewed by residents of United Kingdom. In the event of any dispute arising out of or in relation to the Website, you agree that the exclusive venue for resolving any dispute shall be in the courts of England, United Kingdom.
15. Governing Law
The Terms are governed by the laws of England, United Kingdom. Any dispute, controversy, proceeding or claim of whatever nature arising out of or in any way relating to the Terms and the rights created hereby shall be governed, interpreted and construed by, under and pursuant to the laws of England, United Kingdom, without reference to conflict of law principles, notwithstanding mandatory rules. The validity of this governing law clause is not contested. The Terms shall be binding to the benefit of the parties hereto and their successors and assigns.
16. Independent Legal Advice
Both parties confirm and declare that the provisions of the Terms are fair and reasonable and both parties having taken the opportunity to obtain independent legal advice and declare the Terms are not against public policy on the grounds of inequality or bargaining power or general grounds of restraint of trade.
17. Serverance
If any part of these Terms is found to be void or unenforceable by a Court of competent jurisdiction, that part shall be severed and the rest of the Terms shall remain in force.
19. Taxation
R15 Finance does not guarantee your eligibility for any Taxation Savings or deductions of our education or products, as this depends on your personal circumstances, tax jurisdiction and laws at the time which are complicated and change frequently. Because of this, we recommend you confirm with your personal tax adviser prior to purchasing if you intend to claim any of our products or services as a tax deduction.
